I have been waiting for this debate for a while. Tom and I have planned a dinner of Indian food and I have the debate recording in HD. I hope McCain doesn’t disappoint all American’s by being too chicken shit to show up. If he ditches the American People… at least we will have Indian food.
The insurance issues from my previous post have been concerning me a little more than it should. I am only 30 years old which means I have 35 years which I must *always* have insurance. If I look at the worst case, I would end up wiping out my retirement and any other assets to pay for my health care out of pocket. I would figure 30K a year if I remain “healthy” to cover medication, MRIs and a couple doctors appointments.
If I have to go on disability, the would be forced to wipe out all my cash before I could qualify for Medicaid. It doesn’t make sense. I would cost the government more money in this case. Have I ruined any chances of a normal life by having Multiple Sclerosis? Will I ever be able to retire or will I have to liquidate it to pay for Copaxone? I have worked pretty hard for the money I do have. I have paid a lot in taxes. You would think I could get some assistance without going poor first but oh well.
I hear stories of people having to protect their loved ones money so that they can get assistance. Should I just sign over my retirement account when I reach a certain point so that the money remains ’safe’? I hate this. I am only 30 and have an ROTH IRA, Stock and a 401K. I have done a decent job planning this sort of thing and I might lose it all because of this.
Argh. Sucks to be me.
![[Bloglines]](http://msgirl.org/wp-content/plugins/bookmarkify/bloglines.png)
![[del.icio.us]](http://msgirl.org/wp-content/plugins/bookmarkify/delicious.png)
![[Digg]](http://msgirl.org/wp-content/plugins/bookmarkify/digg.png)
![[Google]](http://msgirl.org/wp-content/plugins/bookmarkify/google.png)
![[Reddit]](http://msgirl.org/wp-content/plugins/bookmarkify/reddit.png)
![[StumbleUpon]](http://msgirl.org/wp-content/plugins/bookmarkify/stumbleupon.png)
![[Technorati]](http://msgirl.org/wp-content/plugins/bookmarkify/technorati.png)
![[Windows Live]](http://msgirl.org/wp-content/plugins/bookmarkify/windowslive.png)
![[Yahoo!]](http://msgirl.org/wp-content/plugins/bookmarkify/yahoo.png)
![[Email]](http://msgirl.org/wp-content/plugins/bookmarkify/email.png)
4 responses so far ↓
1 Nadja Tizer // Sep 26, 2008 at 4:06 pm
I am having similar stress. I just had a mini-relapse and it’s probably completely stress-induced.
[Reply]
ninareply on September 28th, 2008 11:16 pm
Stay well. We may worry but in the grand scheme of things… it won’t do a damn bit of good.
Take care of yourself. I dread my first relapse since finding out I have MS. I feel like a ticking time bomb sometimes.
[Reply]
2 Wayne M // Sep 28, 2008 at 11:06 pm
Although I do not have MS, I feel rage against any society that would force a good person like yourself to zero out all your hard-earned assets, and essentially declare bankruptcy, in order to get health care. It is infuriating. Health care is a right, not a privilege.
A vote for Obama is a vote in the right direction, but even his plan will be compromised by wrong-thinking folks in the Congress. We need progressive politicians at all levels to recognize, and implement, Universal Health Care.
[Reply]
ninareply on September 28th, 2008 11:17 pm
I agree. Thank you for being a healthy person that cares about others.
The debates were kind of boring this round but I think it will get more interesting. I would say Obama won but McCain didn’t completely suck either. The problem is, this was McCain’s area.
I can’t wait for the VP debate on Thursday!
[Reply]
Leave a Comment